Economics & Everything elseThe blog about human needs and limited resources

CD Laddering which is Certificate of Deposit laddering allows you to divide your money and constantly recieve the highest yield that CDs are offering. A CD ladder can consist of a maximum of 10 Certificates spanning six months apart over the course of five years. The plan is to split all the money that you would put into a CD ten times and spread that over the CD terms. After each CD expires renew it as a five year CD and watch your money grow. Because your money is always receiving the highest rate you never have to worry about inflation and you will always have access to 1/10 of your money. Consider it, it’s a great way to make money risk free.